Gold Saving Schemes
Save in Gold,
Grow with Gold.
Choose a plan that works for you — monthly, weight-based, flexible digital, or one-time. Redeem as fine jewellery with zero making charges at maturity.
0%
Making Charges
11
Month Duration
₹100
Start From
I
Pick a plan
Monthly, gram-based, flexible digital, or a single deposit.
II
Save into gold
Every payment is credited as gold weight at that day's rate.
III
Redeem as jewellery
At 11 months, choose any piece with 0% making charges.
Find Your Perfect Gold Saving Plan
Tap any scheme to see its full details, then send your enquiry below.
Scheme 01 · Fixed Monthly Amount
Super Gold
Fixed monthly amount — gold weight credited at the daily market rate.
Duration
11 Months
Min Deposit
Any Amount
At Maturity
0% MC + 0% VA
How It Works
I
Monthly payment
Pay a fixed amount every month — for example ₹10,000 per month.
II
Credit logic
Weight credited = payment ÷ gold rate on that payment date.
III
Account credit
Gold weight in grams is added to your account each month.
IV
At maturity
Buy any jewellery at 0% making charges and 0% value added.
V
Worked example
₹10,000 ÷ ₹13,675/g = 0.731 g. Next month ₹10,000 ÷ ₹13,700/g = 0.730 g.
Mid-Term Withdrawal
6 Months
50%
8 Months
70%
10 Months
90%
11 Months
100%
Common Questions
Yes — the duration is counted from your enrolment date.
Any item in our collection — gold, diamond, silver and more.
Fill the enquiry form below and our team will call within 24 hours.
Scheme 02 · Fixed Gold Weight Monthly
Super Gold MAX
Fixed gold weight per month — you choose the grams, the payment varies.
Duration
11 Months
Min Deposit
You choose (g)
At Maturity
0% MC + 0% VA
How It Works
I
Choose your weight
Enter any gold weight you want to save each month — 1 g, 2 g, 2.5 g.
II
Payment amount
Varies monthly: weight (g) × gold rate on the payment date.
III
Account credit
Your chosen gold weight is credited every month, guaranteed.
IV
At maturity
Buy any jewellery at 0% making charges and 0% value added.
V
Key advantage
You always know exactly how many grams you are accumulating.
Mid-Term Withdrawal
6 Months
50%
8 Months
70%
10 Months
90%
11 Months +
100%
Scheme 03 · Any Time · Any Amount
Digi Gold
Pay anytime, any amount from ₹100 — tiered making charge discount.
Duration
11 Months (300 days)
Min Deposit
₹100 per txn
At Maturity
Tiered MC Discount
How It Works
I
Full flexibility
Pay anytime, any number of times — fully digital convenience.
II
Credit logic
Gold weight credited at the current market rate for each transaction.
III
Redemption
Accumulated gold weight is redeemed as jewellery of your choice.
IV
Benefit type
Tiered MC discount only — not a full 0% MC + VA waiver. See the schedule.
MC Discount Schedule
76 – 150 days
5.00%
151 – 225 days
3.75%
226 – 300 days
0.76%
11 Months
100%
Scheme 04 · One-Time Lump Sum
Fixed+
Single lump-sum deposit — old gold also accepted in lieu of cash.
Duration
11 Months
Min Deposit
₹1,00,000
At Maturity
0% MC + 0% VA
How It Works
I
Deposit
A single one-time payment — no monthly instalments needed.
II
Minimum
₹1,00,000 (one lakh rupees) to enrol.
III
Old gold accepted
Deposit old gold or jewellery instead of cash, valued at the prevailing rate.
IV
Account credit
Gold weight equivalent credited at that day's gold rate.
V
At maturity
Purchase jewellery at 0% making charges and 0% value added.
Why Choose This Plan
Deposit once
No instalments
Old gold
Accepted
Valuation
Prevailing rate
Waiver
0% MC + VA
Important
Mid-term maturity — please read before enrolling
Super Gold and Super Gold MAX allow early withdrawal before completing 11 months. Exiting early permanently reduces your scheme benefits.
Benefit by Exit Month
Exit at 6 months
50% benefit
Exit at 8 months
70% benefit
Exit at 10 months
90% benefit
Complete 11 months
100% benefit
What You Lose by Exiting Early
Making charges apply
The MC waiver is proportional only; the remainder is charged at full rate.
Value added applies
Same rule — partial waiver only, remaining VA at full rate.
Forfeited benefit is non-refundable
It cannot be claimed back as cash.
Below 6 months means zero benefit
No waiver at all — full MC and VA are charged.
Enrol Today
Send Your Enquiry
Fill this in and our team will call you within 24 hours.